A 4 terms

Accident CoverInsurance that pays out for injuries or death caused by accidents.Coverage AdjudicationProcess of reviewing and deciding the outcome of an insurance claim.Claims Insurance AgentLicensed individual who sells policies on behalf of one insurance company.People AYUSH TreatmentMedical care using Ayurveda, Yoga, Unani, Siddha, or Homeopathy systems.Hospitalization

B 3 terms

Bariatric surgeryWeight-loss surgery for obesity, covered under specific health insurance plans.Hospitalization BeneficiaryPerson who receives the financial payout from an insurance policy.People BrokerLicensed intermediary who sells policies from multiple insurance companies.People

C 4 terms

ClaimFormal request made to the insurer for payment after a covered event.Claims Claim settlement ratio (CSR)Percentage of claims an insurer settles out of total claims received yearly.Claims CoverageScope of risks and expenses an insurance policy agrees to pay for.Coverage Critical illnessCoverage for serious conditions like cancer, stroke, or heart attack.Coverage

D 3 terms

DeductibleFixed amount the insured pays before the insurer covers remaining costs.Costs DependentsFamily members like spouse, children, or parents covered under one policy.People Domiciliary hospitalizationMedical treatment received at home when hospital admission is not possible.Hospitalization

E 1 terms

EndorsementWritten change or addition made to the policy after it is issued.Policy

F No terms yet — coming soon

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H 4 terms

Health cardCard issued to policyholders for cashless treatment at network hospitals.Policy Health insurancePolicy that covers medical expenses for illness, injury, or hospitalisation.Coverage Health insurance policyContract that covers hospitalisation and medical costs for the insured person.Coverage HospitalMedical facility where patients receive inpatient or outpatient care and treatment.Hospitalization

I 3 terms

InjuryPhysical harm to the body caused by an accident or external force.Hospitalization Insurance FraudFalse claims or misrepresentation made to wrongfully gain insurance benefits.Regulatory IRDAIAuthority that regulates and oversees the insurance industry across India.Regulatory

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L 1 terms

LiabilityLegal responsibility of the insurer or insured under the policy terms.Policy

M 2 terms

Mental illnessHealth conditions affecting mood, thinking, or behaviour, now covered by IRDAI.Hospitalization Moratorium PeriodFive-year window after which insurers cannot reject claims for non-disclosure.Policy

N 1 terms

NomineePerson named in the policy to receive benefits if the insured dies.People

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P 6 terms

PolicyLegal contract between insurer and insured outlining coverage terms and conditions.Policy Policy lapseWhen coverage ends because the premium was not paid on time.Policy Policy migrationSwitching from one health insurance plan to another within the same insurer.Policy Policy RenewalExtending an existing insurance policy by paying the premium before expiry.Policy PremiumAmount paid regularly by the policyholder to keep the insurance active.Costs Preventive health check upRoutine medical tests done to detect health issues early on.Hospitalization

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R 4 terms

Redressal of grievancesFormal process to resolve complaints raised by policyholders against insurers.Regulatory ReimbursementMoney paid back to the insured after they cover medical expenses upfront.Claims RidersOptional add-ons that enhance the base policy with extra benefits.Coverage Room rent limitMaximum daily hospital room cost the insurer will cover during stay.Coverage

S No terms yet — coming soon

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T 2 terms

TeleconsultationDoctor consultation done remotely through phone, video, or chat platforms.Hospitalization Top-up Health InsuranceAdditional cover you can buy that activates once your base policy’s sum insured is exhausted.Coverage

U 1 terms

UnderwritingProcess of assessing risk before deciding whether to issue a policy.Policy

V No terms yet — coming soon

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W No terms yet — coming soon

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X No terms yet — coming soon

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Y No terms yet — coming soon

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Z No terms yet — coming soon

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