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Here’s a brief on our benefits and features under
Group Health Insurance for the members.
Key features of Group Health Insurance
What’s Covered
In-patient hospitalization [24 hours or more] with Covid-19
coverage
Day Care treatment for illness which require less than 24
hours of hospitalization
30 days pre-hospitalization and 60 days post hospitalization
Ambulance Charges up to INR 2500 per claim
Hospital Normal Room Rent – 2% of Sum Insured
Hospital ICU Room Rent – 5% of Sum Insured
Ayurveda, Unani, Siddha and Homeopathy are covered too
What’s not Covered
Maternity
OPD Expenses
Treatment which does not require hospitalization for more
than 24 hours.
Treatments related to cosmetics and dental unless necessitated by accident
Standard exclusions
Waiting Period
Waiting Period is the amount of time you need to wait before some of the coverage comes into effect
Covid-19 Provisions
Our Group Health Insurance covers Covid-19 related expenses only in case of hospitalization of more than 24 hours.
How claims works?
Benefits of the Healthcare Membership
