Are you a small entrepreneur or the owner of a startup? In that case, you may have an employee healthcare plan in place to benefit your employees. But are your employees using those healthcare plans? If your healthcare plans do not prioritize your employees and their needs, they may not use them at all, leaving you paying a bill for a service that no one uses.
If you find that your employees are not using the employee healthcare plan provided by you, it may be because of these key issues in employee healthcare plan.
Your Healthcare Plan Does Not Cover Family
Most Indians want their healthcare plan to extend to their families as well. Most young professionals have elderly parents who need healthcare plan. Therefore, providing healthcare plan for your employees but not for their families does not work in India.
Young professionals often want healthcare more for their parents and family than for themselves. Any healthcare plan in India will have to take into consideration families. Therefore, you need to choose a healthcare provider who offers the best possible employee healthcare benefits to your team members and their families.
Your Healthcare Plan Is Not Customized For Your Employees
Different startups and businesses have different kinds of employees for different jobs. Most of these workers will have different healthcare needs.
Older employees may need benefits for pre-existing conditions, but younger workers may not. It is important to take proper employee input and provide a diverse range of employee healthcare plans. Don’t hesitate to survey your employees to ascertain their needs when selecting your healthcare plans.
Your healthcare plan Is Not Comprehensive
Most employee healthcare plans cover big hospitals and major medical stores. In contrast, most Indians rely on local medical practitioners for minor health problems and medications. Additionally, all your employees may not have access to top-tier hospitals. Healthcare costs in tier-2 and tier-3 cities also differ from costs in metro cities. If your healthcare plan does not take these differences in costs and medical infrastructure availability across employee categories, its time to reconsider this.
Also, if your healthcare plan does not offer you multiple benefits in one membership which are worth having as a part of your overall healthcare, its not comprehensive.
Onsurity’s healthcare membership is packed with all such benefits like group health insurance, free doctor teleconsultations, fitness webinars, discounted medicines and health checkups which can be extremely helpful and you don’t need to look for multiple sources to get these benefits but get all in one. This is the best plan to enhance employee engagement.
Often healthcare plans require mandatory and frequent health assessments and tests. They also ask questions about lifestyle habits like smoking or drinking habits. With so much medical and personal data being taken, employees may have doubts about privacy.
Your employee may be concerned about their medical and personal data stored by third parties and shared without their knowledge or consent. Any employee healthcare plan you choose must take privacy concerns into account. You need to choose a healthcare provider who is transparent about their privacy policies and committed to keeping your employee data secure.
Complicated and Lengthy Procedure
Subscribing to a healthcare plan especially for a big team in the company is often a complicated, time consuming and lengthy procedure because of quotation, excess paperwork, documentation, providing details of the team members etc.
Employees often take the plan for granted because mostly, they are not willing to give their time to complete multiple steps to provide their details, do paperwork every single day until the date of activation.
However this can be solved very easily through Onsurity with the digitization of healthcare and you can get the instant quote and spare only about 2 minutes of your time for the plan activation and complete the full procedure. Unbelievable right? But, it’s true! That’s what makes Onsurity’s healthcare plan the best choice for you and your employees.
What Can You Do?
With startups and SMEs, going for the most expensive and comprehensive healthcare plan is often simply not an option. After all, you have to keep your costs low while also providing the best healthcare plan for your employees. This is not an easy tightrope to walk.
A good way to bridge the gap between these two interests is to choose a healthcare provider that specialises in providing healthcare plans for startups and growing businesses.
Such providers consider the money constraints of SMEs, MSMEs and offer healthcare plans appropriate for such businesses.
Choosing a healthcare partner like Onsurity is the way to go in such a situation to solve all these problems. Contact us to subscribe to our healthcare plan today.