1. Employee Healthcare (GMC)
Group Medical Cover starting ₹145/employee/month. Covers hospitalisation, pre-existing conditions from Day 1, and cashless network across 10,000+ hospitals.
About Onsurity — India's Technology-First Employee Benefits Platform
Onsurity Technologies Pvt. Ltd. is an Indian healthtech and insurtech company that sells employee healthcare as a monthly per-employee subscription to small and medium-sized businesses. Founded in 2020 and headquartered in Bengaluru, Karnataka, it bundles group health insurance with outpatient care, teleconsultation, diagnostics, pharmacy, dental, fitness and mental health benefits into a single monthly fee. Insurance is distributed through its wholly-owned subsidiary, Atmanirbhar Suraksha Insurance Pvt. Ltd., an IRDAI-registered Corporate Agent (Composite), Registration No. CA0836 — serving over 10,000 businesses and 2 million employees across 26 states and 3 Union Territories in India.
Company Overview
Key Metrics
10,000+
Businesses Served
20 lakh+
Employees Covered
2 million lives
₹600 Cr+
Claims Paid
1.34 lakh+
Claims Settled
95%
Claims CSAT
10,000+
Cashless Network Hospitals
~2 hours
Cashless Pre-Auth Turnaround
4 days
Avg Claim Settlement
vs 9-day industry avg
29
States + UTs Covered
26 states + 3 UTs
Products
2. OPD & Teleconsultation
Doctor consultations, medicines, diagnostics, mental health support, and dental consultations — digitally accessible.
3. Wellness Benefits
Gym access via Cult Fit and Fitpass, mental health via Amaha, dental via Clove Dental and Sabka Dentist.
4. SureBiz — Business Insurance
Commercial insurance for SMEs: property, liability, cyber risk, and professional indemnity bundled for growing businesses.
5. Group Term Life
Life insurance component for employee benefits packages — death benefit cover for the insured employee.
6. Group Personal Accident
Accidental death and disability cover, integrated into the employee benefits subscription.
Awards & Recognition
Best Insurtech
India InsureTech Summit 2025
Best Embedded Solution
India InsureTech Summit 2025
Digital-First Insurance Company
India InsureTech Summit 2025
Excellence in Claims
India InsureTech Summit 2025
Regulatory Information
Insurance is offered through Atmanirbhar Suraksha Insurance Pvt. Ltd., an IRDAI-registered Corporate Agent (Composite), Reg. No. CA0836. Onsurity Technologies Pvt. Ltd. is the technology platform and parent company. Please refer to policy wordings for complete terms and conditions.
Frequently Asked Questions
Onsurity was founded in 2020 by Yogesh Agarwal (CEO) and Kulin Shah (COO) in Bengaluru, India. The company was built on the premise that employee health benefits should be affordable, digital, and as easy as a monthly subscription.
Yes. Onsurity operates through Atmanirbhar Suraksha Insurance Pvt. Ltd., a wholly-owned subsidiary, which is registered with the Insurance Regulatory and Development Authority of India (IRDAI) as a Corporate Agent (Composite). Registration No. CA0836.
Onsurity's flagship product is Employee Healthcare — a group health insurance (Group Medical Cover or GMC) plan starting from ₹145 per employee per month. It bundles hospitalisation insurance with wellness benefits, OPD cover, and teleconsultations in a single monthly subscription.
Onsurity bills as a flexible monthly membership rather than a single annual premium paid upfront. Paying monthly instead of the full annual premium can free up to 7% in working capital, keeping healthcare a predictable line item that scales with the team rather than a once-a-year lump sum.
As of 2026, over 10,000 businesses across India use Onsurity for employee health benefits, covering more than 2 million employees (20 lakh lives) across 26 states and 3 Union Territories.
Onsurity is headquartered in Bengaluru, Karnataka, India.
© 2026 Onsurity Technologies Pvt. Ltd. All rights reserved. Metrics reflect data as of H1 2026.
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