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Everything HR, in one place
The HR Hub
Every HR resource Onsurity makes, gathered into one home — the letter and document formats, onboarding and exit checklists, statutory compliance guides, payroll calculators, policy templates and the benefits glossary. Each item links straight to a working template, tool or guide. No email wall, no lead form.
Toolkit & Templates
Start here — the curated directory of every HR playbook, checklist and template, plus the downloadable resource centre.
Letter & Document Formats
Ready-to-edit formats for the everyday HR paperwork — the joining-to-exit letter set, payslips and leave requests.
Offer letter format
A clean, legally sound job-offer template you can send the moment a candidate says yes.
Open resource →Appointment letter format
Confirm role, start date, CTC and terms with a compliant appointment letter your new hire can sign.
Open resource →Appraisal letter format
Communicate a revised salary and role clearly with a standard appraisal / increment letter.
Open resource →Warning letter format
A firm, fair template for documenting misconduct or performance concerns on record.
Open resource →Experience & relieving letter
Standard end-of-tenure letters that confirm role, dates and a clean exit.
Open resource →Salary slip format
A compliant payslip layout with earnings, deductions and net pay laid out clearly.
Open resource →Leave application formats
Sick, casual, earned and work-from-home leave requests your team can copy and adapt.
Open resource →Full & final settlement
How to compute an employee’s final dues — salary, leave encashment, gratuity and deductions — the right way.
Open resource →Checklists
Step-by-step lists so nothing slips through onboarding, exits, benefits design or a policy renewal.
Employee onboarding checklist
Everything a new hire needs from offer to day one — documents, payroll, benefits enrolment and access.
Open resource →Employee exit checklist
Run a clean, compliant offboarding — knowledge transfer, F&F, insurance de-enrolment and access revocation.
Open resource →Employee benefits checklist
Statutory vs optional benefits for Indian SMEs — EPF, ESI, gratuity, maternity and the cover that wins hiring.
Open resource →Group health policy checklist
Ten checks — sum insured, waiting periods, sub-limits, co-pay, network, claims TAT — before you sign or renew.
Open resource →Insurance renewal checklist
Track cash-deposit balance and renewal steps so your group cover never lapses mid-year.
Open resource →Compliance & Statutory
The employer-side rules on EPF, ESIC, gratuity, TDS and professional tax — current thresholds and rates, explained plainly, with a compliance calendar.
EPF employer guide
Registration, the 12% + 12% contribution structure, UAN and monthly ECR filing — start to finish.
Open resource →ESIC employer guide
Who must register, the 3.25% + 0.75% contribution split and the ₹21,000 wage ceiling.
Open resource →Gratuity rules & eligibility
The 5-year rule, the 15/26 formula and the ₹20,00,000 tax-free cap, with worked examples.
Open resource →Statutory compliance: PF, ESI, PT & gratuity
The full employer obligation map — EPF, ESI, professional tax and gratuity in one primer.
Open resource →TDS on salary
How to compute, deduct and deposit TDS on employee salaries and issue Form 16.
Open resource →Professional tax by state
State-wise professional tax slabs, deduction rules and deposit deadlines for payroll.
Open resource →Payment of Bonus Act
20+ employee applicability, the ₹21,000 wage limit, ₹7,000 calculation ceiling and the 8.33%–20% bonus range.
Open resource →Maternity Benefit Act
Employer duties — 26 weeks paid leave, the 10-employee threshold, creche rule, medical bonus and WFH option.
Open resource →Health & social security compliance (2026)
The full pillar — Code on Social Security 2020, ESIC, EPF, gratuity, POSH, employees’ compensation and GST on premiums.
Open resource →Tax-efficient CTC structuring
Structure salary components to lower tax outgo for employees without raising your cost.
Open resource →HR compliance calendar (2026)
A month-by-month HR & payroll compliance calendar — PF, ESIC, TDS, professional tax and annual filings.
Open resource →HR calendar
National holidays, statutory due dates and key HR moments plotted across the year at a glance.
Open resource →Calculators & Tools
Interactive payroll and benefits calculators — run a number in minutes without a spreadsheet.
CTC calculator
Break a cost-to-company figure into gross, net take-home and every earning and deduction component.
Open resource →Gratuity calculator
Compute an employee’s gratuity payout from tenure and last-drawn salary using the 15/26 formula.
Open resource →Salary hike calculator
Work out the percentage increase between an old and revised salary, or the new figure from a hike.
Open resource →Salary structure optimizer
Design a tax-efficient salary structure that maximises take-home within your CTC budget.
Open resource →Benefits ROI calculator
Model the retention and productivity return on the money you spend on employee benefits.
Open resource →Benefits benchmark
See how your benefits stack up against similar Indian employers before your next review.
Open resource →Group health premium calculator
Estimate your GMC premium by headcount, age mix and sum insured in minutes.
Open resource →Group cover grader
Grade your current plan out of 100 across coverage, cost, wellness/OPD and claims support.
Open resource →Glossary & Policies
Plain-English definitions and editable policy templates — so HR and employees speak the same language.
HR glossary
Everyday HR, payroll and benefits terms defined for Indian workplaces, without the jargon.
Open resource →HR policy templates
Editable leave, benefits and code-of-conduct policies written for Indian teams.
Open resource →Insurance glossary
Sum insured, co-pay, TPA, endorsement and more — the insurance vocabulary HR needs, explained.
Open resource →Benefits explainers (Learn)
Short reads that help you brief employees on exactly how their health cover works.
Open resource →Guides & Reports
The decision-ready reading — employer guides, the ROI business case, founder whitepapers and original research.
Employer guides
Decision-ready guides for HR teams and founders buying group cover — the rules, the levers and the business case.
Open resource →ROI of employee benefits
The CFO business case — how benefits pay back through retention, productivity and lower attrition.
Open resource →Founder whitepapers
In-depth playbooks for people leaders — IPO readiness, multigenerational teams and workplace mental health.
Open resource →Get IPO-ready
The people-and-benefits groundwork a company needs in place before going public.
Open resource →Multigenerational workforce
How to design benefits and policy for a team spanning four generations at once.
Open resource →Workplace mental health
The case for an in-house psychologist and a practical mental-health support model.
Open resource →Reports & insights
Original Onsurity research on employee health, benefits trends and the Indian workplace.
Open resource →Ready to set up cover for your team?
Onsurity group health is a monthly subscription with cashless treatment at 10,000+ network hospitals, day-1 cover and bundled wellness. Tell us your team size for an exact per-head price.
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