Personal Insurance · Family+
One plan for everyone you call family
Family+ brings the people you love onto a single health plan — you, your spouse, your children and your parents — on one shared cover, managed in one app. Fewer policies to track, one place to protect everyone who matters.
Everyone under one plan
Build the plan around the family you actually have.
You & your spouse
Bring yourself and your partner onto one plan, so a single hospitalisation is never faced alone.
Your children
Add your kids to the same cover, from routine scares to the big, unexpected admissions.
Your parents
Extend protection to the people who once protected you — bring parents onto the family plan.
One shared cover for the whole family
Family+ works as a family floater: instead of a separate cover amount for each person, everyone on the plan shares one sum insured that any member can draw on when they need it.
It’s usually simpler to manage than a stack of individual policies, and often more cost-effective for a family. Learn exactly how the shared amount works in our floater sum insured explainer.
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Why families choose Family+
One plan for everyone
Instead of juggling separate policies and renewal dates, Family+ brings the people you love under a single plan you manage in one place.
Shared cover, simpler to run
A family floater means one shared sum insured that any covered member can draw on — no separate cover amount to track for each person.
Cashless at network hospitals
When a covered member is admitted at a network hospital, the bill is settled cashless — no advance payment, no reimbursement chase.
Managed in one app
Add members, store health cards, and raise or track a claim for anyone on the plan — all from the Onsurity app.
A claims team on your side
A hospitalisation is stressful enough. Onsurity’s claims team guides your family through pre-authorisation and discharge, step by step.
Room to add more cover
Pair Family+ with a super top-up to lift your total protection, so a rare, expensive admission doesn’t exhaust the plan.
How Family+ works
Choose who to cover
Add yourself, your spouse, your children and your parents — build the plan around the family you actually have.
Pick your cover
Select a plan and sum insured that fits your family, with an advisor to help you size it right.
Manage it in the app
Everyone’s cover, health cards and claims live in one place — add a member or raise a claim in a few taps.
Explore your cover options
Ways to protect your family, and short explainers to help you choose.
Family floater, explained
How one shared sum insured works across the family.
Open →Super Top-Up
Add high-value cover above a deductible, affordably.
Open →Personal Accident Cover
Protection if an accident causes death or disability.
Open →OPD Wallet
A balance for everyday care — consults, medicines, diagnostics.
Open →Sum insured, explained
How cover amounts are set and what they mean.
Open →All personal cover
Browse everything you can add for yourself and your family.
Open →Frequently asked questions
Family+ is a health plan built to cover your whole family — you, your spouse, your children and your parents — in one place, rather than across several separate policies. Members are covered on a shared (floater) sum insured and everything is managed in the Onsurity app.
Family+ is designed to bring the family you care for onto a single plan — typically yourself, your spouse, your children and your parents. The exact list of relationships that can be added is confirmed in the plan terms.
A family floater covers everyone on the plan with one shared sum insured that any member can draw on, instead of a separate cover amount for each person. It is usually simpler to manage and can be more cost-effective for a family. You can read more in our explainer on how a floater sum insured works.
When a covered member is admitted at a network hospital, the claim can be settled cashless — the insurer pays the hospital directly. For non-network hospitals, a reimbursement claim can be raised. Onsurity’s claims team guides your family through the process.
Yes. Many families pair a base family plan with a super top-up, which adds high-value cover above a deductible so a rare, expensive hospitalisation doesn’t exhaust the plan.
Your premium depends on who you cover, their ages and the sum insured you choose. Tell us about your family and we’ll put together an indicative quote.
Protect your whole family, in one place
Tell us who you want to cover and we’ll put together a Family+ plan and an indicative quote — no obligation.
Get a Family+ quoteCover spouse, children & parents · One shared plan · Managed in one app