Cover for Every Risk Your Business Carries
Workplace injury, property damage, third-party liability, cyber incidents, and director liability. We assess your risk and place the right cover.
Trusted by 10,000+ businesses and impacting more than two million lives — a fusion of experience and innovation in business insurance.
*T&Cs apply
Businesses served
Lives positively impacted
Cover available per policy
Global reinsurers behind us
Why your business needs protection
Growing Indian businesses lose critical working capital by delaying risk assessment until a crisis hits.
A ground staff member is injured on site
Medical treatment, wage replacement and compensation are met by the policy rather than your cash flow.
Fire, flood or theft hits your premises, machinery or stock
Repair and replacement costs are met, so working capital isn’t drained.
A visitor or client is injured, or their property is damaged
Third-party claims and legal defence costs are met, whether or not you’re found at fault.
Customer data is breached
Forensic investigation, customer notification, regulatory costs and lost income are met.
A director is personally named in a claim
Legal defence and settlement costs are met, protecting personal assets.
Business insurance: a valued proposition beyond risk
Win contracts
Enterprise clients and government tenders increasingly require proof of cover before they’ll sign.
Be funding ready
D&O is specified in most term sheets, and diligence checks for it.
Stay compliant
Workmen’s compensation cover is a statutory obligation, and the obligation shifts as you grow.
The complete business protection stack.
Cover for property damage, premises liability, cyberattacks, leadership decisions and workplace injury — pick what your business needs, or talk to us for a tailored plan.
Workmen’s Compensation Insurance
Protects employees when a workplace accident causes injury or death. Statutory for most employers.
Know more →Asset & Property Insurance
Protects premises, machinery, equipment and stock when fire, flood or theft causes damage.
Know more →Commercial General Liability Insurance
Protects your business when its operations cause third-party injury or property damage.
Know more →Cyber Insurance
Protects your business when a data breach or cyber attack causes financial loss.
Know more →Directors & Officers Insurance
Protects directors and officers personally when official-capacity decisions lead to claims.
Know more →Risk readiness for every growth stage
The cover a business needs shifts as it grows. Here's what to add, and when.
Early stage
Add workmen’s compensation for ground workers. Add cyber if your business is data-intensive.
Funded
Add D&O — most investors require it. Add cyber if you hold customer data.
Growth
Add commercial general liability. Client contracts increasingly require it before they’ll sign.
Established
Review all five. Statutory obligations shift with headcount and activity.
Get assessed in 3 steps
We assess your exposure before we place any cover — so you buy what your business actually needs.
Tell us about your business
Sector, headcount, premises, data handling, client contracts, funding stage and the cover you hold today.
Get your coverage gap report
What you’re exposed to, what it would cost, and what your current policies would and wouldn’t respond to.
Get cover placed
Sum insured sizing, sub-limit and exclusion review, then placement through our insurer partnerships. Documentation and issue handled for you.
Why choose Onsurity?
In an era where technological innovation intersects with multifaceted risks, businesses need a shield that is both sustainable and accessible. That’s what we build.
Cover matched to your actual exposure, correctly priced
We assess before we place, so you’re not buying a standard policy and hoping it fits.
Trusted by 10,000+ Indian businesses
Legacy experience of working with growing Indian businesses, we get nuances most overlook.
One partner for your team and your business
Managing multiple vendors can be stressful and time-consuming. Get the complete people and business protection stack in one membership.
Who needs business insurance
Every sector carries a different risk profile. Here's where the weight falls for yours.
Manufacturing & construction
Employee compensation and asset cover carry the most weight. Physical risk is concentrated.
Retail & F&B
Property, stock and third-party liability. Anywhere customers walk in, liability follows.
IT, SaaS & fintech
Cyber and D&O. Your assets are data and hardware, and enterprise clients now ask for cyber cover at vendor onboarding.
Logistics & warehousing
Employee compensation, asset cover and liability, usually across multiple locations.
Professional services
Third-party liability, plus D&O once there’s a board.
Protection built around your people
Leveraging our insights into corporate well-being — gained through our healthcare benefits solutions — we’re uniquely positioned to offer insurance that aligns with the nuanced requirements of emerging and modern businesses.
Your business isn’t just about profits; it’s about people and their future, and we understand that well. Trust Onsurity to keep your business protected.
Give your business the protection big companies have.
Let us help you identify the blindspot. And you can cover what matters most.
Talk to an advisor