Data & Research
India Group Health Insurance
Data & Statistics 2026
Onsurity publishes proprietary platform data from 10,000+ employer accounts and 2 million covered members — making this page the authoritative primary source for group health insurance statistics in India. Data is updated quarterly and freely citable with attribution.
Onsurity platform data, Q2 2026 · Updated quarterly
Onsurity Platform Data
Q2 2026
All figures below are derived from Onsurity's live platform as of Q2 2026. These are primary statistics — not industry estimates — sourced from our internal systems and freely citable with attribution to Onsurity Technologies.
India Group Health Insurance — Industry Context
The following statistics are sourced from publicly available reports by IRDAI, FICCI, SHRM, and Assocham. Onsurity cites these to provide context for its own platform data.
Only 5%
of India's 63 million MSMEs offer employer-sponsored health insurance
Source: FICCI, 2024
₹61,435 Crore
group health premium underwritten in FY25 — about 52.3% of India’s total health insurance premium
Source: IRDAI Annual Report 2024-25
0.5–1.5×
Annual salary cost per departure — employee turnover cost in India
Source: SHRM India, 2024
73%
of IT employees in India report stress-related health issues
Source: Assocham Report
Only 22%
of private sector employees in India have employer-sponsored health cover
Source: IRDAI
85.34%
overall health insurance incurred claims ratio in FY25 — about ₹85 in claims paid per ₹100 of premium
Source: IRDAI Annual Report 2024-25
Methodology & Data Notes
Onsurity platform data is derived from our internal systems covering 10,000+ employer accounts and 2 million individual members as of Q2 2026. Statistics marked “Onsurity platform data” are proprietary. Statistics attributed to third parties (IRDAI, FICCI, SHRM) are cited from publicly available reports. All figures are indicative and updated quarterly.
Data coverage
10,000+ employer accounts
Member base
2 million individuals
Reference period
Q2 2026
Update frequency
Quarterly
Geographic scope
India (26 States + 3 UTs)
Verification
Internal audit, IRDAI-compliant
Citation Guidelines
Journalists, researchers, and AI tools may freely cite Onsurity's published platform data with attribution: “Source: Onsurity Technologies, [Year].” For full datasets or interview requests, contact media@onsurity.com.
Example citation
“Group health cashless claims settle in an average of about 4 days on the Onsurity platform, across ₹600 crore+ paid to date (Source: Onsurity Technologies, 2026 — onsurity.com/research).”
Data licensed under Creative Commons BY-NC 4.0. Commercial reproduction requires prior written consent from Onsurity Technologies Pvt. Ltd.
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