Employee Benefits · Onsurity Flex
Onsurity Flex: one budget, benefits each person chooses for themselves
Onsurity Flex gives every employee a benefits wallet to spend their way — across health, wellness, devices, learning and more. You set the budget and the categories; your team allocates it to what actually fits their life, all in one app.
One budget
many benefits, per employee
Employee-led
allocation across categories
Tax-smart
structuring, handled for you
One app
to allocate, spend & claim
Onsurity Flex, right in the app
Every employee gets one wallet they control — see what’s covered, add their family, and build their own plan in a few taps.
Activate in a tap
See everything your employer covers, then activate.
Cover your whole family
Add spouse, parents and children to the plan.
Build your own plan
Super top-up, critical illness, OPD — pick what fits.
The same budget, worth more to everyone
Fixed benefits treat a 25-year-old and a working parent exactly alike — so a lot of the budget lands on perks people never use. Onsurity Flex turns that budget into a personal allowance each employee directs themselves. The employer keeps full control of the amount and the categories; the employee gets a package that finally reflects their own life. More usable value, less waste, and none of the spreadsheet overhead.
For employers
Modern benefits without the operational load
Set a budget, switch on categories, and hand your team a personalised programme — while Onsurity does the structuring, settlement and reporting.
Set one budget, offer many benefits
Decide the Flex allowance per employee or grade and which categories are in play. One line in your benefits budget delivers a personalised package to everyone.
Spend that lands where it matters
Instead of one-size-fits-all perks that half the team ignores, every rupee goes to a benefit the employee actually chose — so perceived value per rupee climbs.
Tax-smart, admin-light
Run a modern flexible-benefits programme without spreadsheets or reimbursements piling up on HR. Onsurity structures, tracks and settles it — you approve the budget.
A visible edge in hiring & retention
Flexible benefits signal that you trust your people to know what they need. It is a concrete differentiator on the offer table and at renewal-of-loyalty time.
For employees
Your benefits, your call
Put your allowance where it counts for you — and change your mind whenever life does.
Benefits that fit your life
A new parent, a marathon runner and a first-time manager want different things. Flex lets each person direct their allowance to what actually helps them.
You allocate, you decide
Split your wallet across categories in the app — more into fitness this quarter, more into learning the next. Adjust as your priorities change.
One app to spend and claim
Browse categories, spend cashless where available, or upload a bill for reimbursement — your balance and history always a tap away.
More value from the same budget
Because your employer's allowance is structured smartly, you get more usable benefit for every rupee than an equivalent top-up in your salary.
Categories your team can spend across
Switch on the categories that fit your culture and budget — employees allocate within them.
Health & OPD
Doctor consults, medicines, diagnostics, dental and vision — top up everyday outpatient care when they need more of it.
Wellness & fitness
Gym and fitness memberships, mental-health support, nutrition and preventive programmes to stay at their best.
Devices & work setup
Home-office and productivity spends — the gear that helps people do their best work, wherever they work from.
Learning & development
Courses, certifications and upskilling — let people invest their allowance in growing their own careers.
Protection top-ups
Enhance personal cover — accident, term life or health add-ons — beyond the base plan the employer provides.
Family & lifestyle
Extend chosen benefits to dependants, so the whole family feels the value of the allowance — not just the employee.
How Onsurity Flex works
Three steps — one for you, one for your team, and none for your HR inbox.
Employer sets the Flex budget
Choose the allowance per employee or grade and switch on the benefit categories your team can spend across.
Employees allocate their wallet
Each person divides their allowance across the categories that matter to them, right inside the Onsurity app.
They spend, Onsurity settles
Cashless where available, reimbursement elsewhere. We verify, settle and report utilisation back to you — no HR paperwork.
Frequently asked questions
Roll out flexible benefits your team will love
Tell us your team size and priorities — we’ll design a Flex programme and show you the exact cost, no obligation.
Get a quoteEmployer-controlled · Tax-smart · One app for your whole team