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13 free tools for HR teams and founders in India — work out in-hand salary and gratuity, price group cover, benchmark what you spend on benefits, and check a policy before you sign it. No sign-up to see a result.
Work out what a package is really worth — before the offer letter goes out.
Convert CTC to monthly in-hand salary with PF, professional tax and income tax under both the new and old regimes.
Open tool →Enter a current CTC and hike percentage to see the new CTC, the increment amount and the change in take-home. Works in both directions.
Open tool →Compare the old and new tax regimes and rebalance HRA, LTA, NPS and special allowance to reduce tax legally.
Open tool →Size the plan and price it before you talk to anyone.
Estimate the per-employee and total annual premium for a group mediclaim policy from team size, age mix and sum insured.
Open tool →Price group personal accident and group term life cover together, using CTC multiples and headcount.
Open tool →Assemble a plan step by step — sum insured, riders, OPD, wellness — and see how each choice moves the cost.
Open tool →For individuals: how much term life and health cover you need, based on income, dependants and liabilities.
Open tool →See where your benefits actually stand against comparable Indian employers.
Benchmark your benefits spend by industry, city and team size against thousands of Indian startups and SMEs.
Open tool →Score your existing group policy against market norms and get a scorecard of where it leads and where it lags.
Open tool →Grade your group health plan out of 100 across coverage adequacy, cost efficiency, wellness/OPD and claims support.
Open tool →Compare what attrition costs you against the cost of group health cover, and see the payback.
Open tool →Statutory maths and the questions to ask before you sign.
Calculate gratuity using the Payment of Gratuity Act 1972 formula (15/26), with eligibility and the ₹20,00,000 tax-exempt cap.
Open tool →The 12 questions to ask before signing a group health policy — coverage, pricing, benefits and compliance.
Open tool →Onsurity group health is a monthly subscription with cashless treatment at 10,000+ network hospitals, day-1 cover and bundled wellness. Tell us your team size and we'll come back with an exact per-head price.
Get a group health quote