Employee Healthcare · Bengaluru
Group Health Insurance in Bengaluru
From Koramangala startups to HSR Layout SaaS teams and Whitefield GCCs, Bengaluru runs on talent — and talent expects healthcare. Give your team cashless group health insurance, OPD and wellness in one flexible monthly membership, live in days.
10,000+
Businesses covered
2 Million+
Lives protected
₹600 Cr+
Claims paid out
4.7
Google rating
Why Bengaluru businesses choose Onsurity
Bengaluru is India’s toughest market for hiring and retaining engineers, product and design talent. A strong health benefit is table stakes here, yet traditional group policies demand large team sizes and annual lump-sum premiums that early-stage companies cannot justify. Onsurity is built for exactly this city: cover teams from just two people, pay month to month, onboard new joiners instantly from the dashboard, and give employees cashless access at hospitals right across Bengaluru and 900+ other cities.
Built for startups & SMEs
No 20-employee minimum and no medical check-up. Cover a two-person founding team or a 500-person scale-up on the same flexible monthly membership.
Cashless across Bengaluru
Employees find the nearest cashless hospital across the city and pay ₹0 out of pocket for approved cashless claims, with a dedicated Good Doctors concierge on every case.
Cover every kind of worker
Full-time, contract, gig and freelance staff plus dependents — spouse, children, parents and LGBTQIA+ partners — all under one policy.
Wellness your team will use
Teleconsultations, discounted lab tests and medicines, fitness and mental-health benefits in the Onsurity Super App — not just a card that sits in a drawer.
What a Bengaluru group health plan covers
Room Charges
Depending on the plan, it may cover various room categories (single, twin, etc.)
Doctor fees
Consultation charges by specialists and surgeons within network and non-network hospitals.
Nursing care
Charges for nursing services during hospitalisation.
Psychiatric illnesses
Hospitalisation for treatment of psychiatric illnesses if necessitated is covered.
Diagnostic tests
Coverage for necessary X-rays, blood tests, and other diagnostic procedures.
Operation theatre charges
Costs associated with surgical procedures.
Pre-existing conditions
Depending on the plan, coverage for pre-existing conditions may be available.
Pre-hospitalisation
Diagnostic tests, consultations, and medications in a certain period before hospitalisation. Typically, this is covered as mentioned in the health insurance policy.
From ₹145
per employee, per month — a flexible monthly membership, no lump-sum annual premium, no medical check-up, instant activation.
Onsurity’s cashless network spans 10,000+ hospitals across 900+ cities, including Bengaluru. Employees find the nearest cashless hospital, download digital health cards, and track claims in real time from the Onsurity Super App.
Cashless hospitals in BengaluruGroup health insurance in Bengaluru — FAQs
Who is eligible for group health insurance coverage?
Any organization, startup, cultural or social establishment, or any group with a common interest can purchase a group health insurance policy. According to the insurance regulator, any company or group with at least 20 members can buy a group health insurance plan. Any business that consists of 2 or more employees can opt for Onsurity’s group health insurance plans. Onsurity offers healthcare plans to startups, SMEs (Small and Medium sized Enterprises) growing businesses, helping them protect their employees from financial burdens during times of medical emergencies.
Can small businesses qualify for Onsurity group health insurance plans?
Any company that has a minimum of 2 or more employees can qualify for Onsurity’s healthcare membership. Onsurity works with more than 10,000 companies pan India and has touched over two million lives.
How does group health insurance differ from individual health insurance?
Group Health Insurance is provided to an employee by an employer where premiums are either entirely borne by the employer or divided between the employer and employee. It offers standardized benefits across all employees covered under the policy. Individual insurance policy, on the other hand, requires an individual to choose a policy based on their own needs and pay the premium out of their own pocket.
Are pre-existing conditions covered under Onsurity’s group health insurance plan?
Onsurity’s group health insurance extends coverage to a wide array of pre-existing conditions, including diabetes, asthma, thyroid issues, hypertension, and numerous others. However, based on the group size and average age of the group, there could be a short waiting period applicable for pre-existing diseases.
What is the waiting period for the Onsurity Group Health Insurance Policy?
The waiting period can vary based on the type of healthcare plan opted for and the specific terms and conditions associated with it. The longest waiting period often relates to pre-existing conditions, ranging from 24 to 48 months (about 4 years). However, with some of Onsurity’s group healthcare plans, you can get your team’s health secured from day 1.
Are there any tax benefits for employers who offer group health insurance?
Employers become eligible for tax benefits under the Indian Income Tax Act, 1961, when they pay premiums towards employees’ insurance coverage. Premiums paid are considered under the company’s expenses. However, it’s advisable to check with the insurer or the intermediary about the kind of tax benefits that are available for the plan opted by you.
How quickly can a Bengaluru company activate group health insurance?
Most Bengaluru businesses activate their Onsurity membership within a day of choosing a plan. There is no medical check-up, onboarding is entirely digital via the TeamSure Dashboard, and employees receive digital health cards instantly — so new joiners at fast-scaling startups are covered the moment they come on board.
Insure your Bengaluru team in days, not weeks
Cover teams of two or more — full-time, contract, gig and freelance — with group health insurance, OPD, teleconsultations and wellness in a single monthly membership. Talk to our team for a plan built around your Bengaluru workforce.
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