Employee Healthcare · Delhi NCR
Group Health Insurance in Delhi NCR
Across Delhi, Gurugram, Noida and Faridabad, teams span software, manufacturing, services and field operations. Cover all of them with cashless group health insurance, OPD and wellness in one flexible monthly membership.
10,000+
Businesses covered
2 Million+
Lives protected
₹600 Cr+
Claims paid out
4.7
Google rating
Why Delhi NCR businesses choose Onsurity
Delhi NCR is one of India’s largest and most diverse employment markets — head offices in Gurugram, factories and warehouses in Faridabad and Manesar, and startups across Noida and Delhi. That diversity is exactly why one-size-fits-all group policies fall short. Onsurity covers office staff and field workers under a single membership, from teams of two upwards, with month-to-month payments, no medical check-up, and cashless access at hospitals right across the National Capital Region and 900+ other cities.
One policy, office to factory floor
Cover white-collar teams in Gurugram and Noida alongside blue-collar and field staff in Faridabad and Manesar — full-time, contract, gig and freelance — under a single plan.
Cashless across the NCR
Employees locate the nearest cashless hospital across Delhi, Gurugram, Noida and Faridabad and pay ₹0 out of pocket for approved cashless claims, backed by a Good Doctors concierge.
Flexible monthly payments
No annual lump-sum premium. Pay per employee, per month, and add or remove members from the dashboard as your NCR team changes.
Wellness beyond insurance
Teleconsultations, discounted medicines and lab tests, fitness and mental-health support in the Onsurity Super App — benefits employees actually engage with.
What a Delhi NCR group health plan covers
Room Charges
Depending on the plan, it may cover various room categories (single, twin, etc.)
Doctor fees
Consultation charges by specialists and surgeons within network and non-network hospitals.
Nursing care
Charges for nursing services during hospitalisation.
Psychiatric illnesses
Hospitalisation for treatment of psychiatric illnesses if necessitated is covered.
Diagnostic tests
Coverage for necessary X-rays, blood tests, and other diagnostic procedures.
Operation theatre charges
Costs associated with surgical procedures.
Pre-existing conditions
Depending on the plan, coverage for pre-existing conditions may be available.
Pre-hospitalisation
Diagnostic tests, consultations, and medications in a certain period before hospitalisation. Typically, this is covered as mentioned in the health insurance policy.
From ₹145
per employee, per month — a flexible monthly membership, no lump-sum annual premium, no medical check-up, instant activation.
Onsurity’s cashless network spans 10,000+ hospitals across 900+ cities, including Delhi NCR. Employees find the nearest cashless hospital, download digital health cards, and track claims in real time from the Onsurity Super App.
Cashless hospitals in Delhi NCRGroup health insurance in Delhi NCR — FAQs
Who is eligible for group health insurance coverage?
Any organization, startup, cultural or social establishment, or any group with a common interest can purchase a group health insurance policy. According to the insurance regulator, any company or group with at least 20 members can buy a group health insurance plan. Any business that consists of 2 or more employees can opt for Onsurity’s group health insurance plans. Onsurity offers healthcare plans to startups, SMEs (Small and Medium sized Enterprises) growing businesses, helping them protect their employees from financial burdens during times of medical emergencies.
Can small businesses qualify for Onsurity group health insurance plans?
Any company that has a minimum of 2 or more employees can qualify for Onsurity’s healthcare membership. Onsurity works with more than 10,000 companies pan India and has touched over two million lives.
How does group health insurance differ from individual health insurance?
Group Health Insurance is provided to an employee by an employer where premiums are either entirely borne by the employer or divided between the employer and employee. It offers standardized benefits across all employees covered under the policy. Individual insurance policy, on the other hand, requires an individual to choose a policy based on their own needs and pay the premium out of their own pocket.
Are pre-existing conditions covered under Onsurity’s group health insurance plan?
Onsurity’s group health insurance extends coverage to a wide array of pre-existing conditions, including diabetes, asthma, thyroid issues, hypertension, and numerous others. However, based on the group size and average age of the group, there could be a short waiting period applicable for pre-existing diseases.
What is the waiting period for the Onsurity Group Health Insurance Policy?
The waiting period can vary based on the type of healthcare plan opted for and the specific terms and conditions associated with it. The longest waiting period often relates to pre-existing conditions, ranging from 24 to 48 months (about 4 years). However, with some of Onsurity’s group healthcare plans, you can get your team’s health secured from day 1.
Are there any tax benefits for employers who offer group health insurance?
Employers become eligible for tax benefits under the Indian Income Tax Act, 1961, when they pay premiums towards employees’ insurance coverage. Premiums paid are considered under the company’s expenses. However, it’s advisable to check with the insurer or the intermediary about the kind of tax benefits that are available for the plan opted by you.
Can one Onsurity plan cover teams across Delhi, Gurugram, Noida and Faridabad?
Yes. A single Onsurity membership covers your entire workforce across the National Capital Region, regardless of which office, factory or site they work from. Employees anywhere in Delhi NCR use the same cashless hospital network, digital health cards and Good Doctors support, and HR manages everyone from one TeamSure Dashboard.
Insure your Delhi NCR team in days, not weeks
Cover teams of two or more — full-time, contract, gig and freelance — with group health insurance, OPD, teleconsultations and wellness in a single monthly membership. Talk to our team for a plan built around your Delhi NCR workforce.
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