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Employee Insurance

Employee Insurance Overview Group Health Insurance (GHI)Group Personal Accident (GPA)Group Term Life (GTLI)Onsurity Flex

Corporate Wellness

Corporate Wellness Programs Teleconsultation Fitness Mental Health Health Checkups

Personal Insurance

Super Top-Up Family+

Business Insurance

Business Insurance Overview Cyber Insurance Directors' & Officers' (D&O)Workmen Compensation Commercial General Liability Asset Insurance

By Company

Startups SMEs Enterprises

By Industry

All Industries IT & SaaS Fintech & BFSI Manufacturing eCommerce & D2C

By Team Size

For 0-50 Employees For 50-250 Employees For 250-1000 Employees For 1000+ Employees

For Admins For Employees Claims Experience Cashless Hospital Network

Blogs Insurance Concepts Featured Report Customer Stories Reports & Insights HR Hub People NEXT Speakers Tools & Calculators

Request Demo Purchase Now

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Kulin Shah

KS

Author Profile

Kulin Shah

Co-founder & COO, Onsurity

About Kulin

Kulin Shah is the co-founder and COO of Onsurity, the employer group-health and employee-benefits platform he launched in Bengaluru in February 2020 alongside Yogesh Agarwal. He leads Onsurity’s product and operations, including the SuperApp members use to manage their health membership and the TeamSure dashboard HR teams use to administer benefits. Onsurity serves teams from as few as 3 employees on a membership model with monthly, per-employee billing and cashless treatment at 10,000+ network hospitals.

Credentials

Co-founder & COO, Onsurity
Co-founded Onsurity in Bengaluru, February 2020

Areas of Expertise

Employee Benefits TechnologyGroup Health InsuranceProduct ManagementInsurance ProductsB2B SaaS

Articles by Kulin Shah15 articles

Thrilled to announce: nobody's ahead of you!

Everyone on LinkedIn seems to be ahead of you. Not by a little. By a lot. They’re scaling, pivoting, launching, and leading. Someone just "stepped down to pursue something bigger" (we all know what th

25-Jun-20263 min read

Insurance Basics

Pre-Existing Conditions in Group Health Insurance: What You Need to Know

Individual health policies make you wait years to claim for pre-existing conditions. Group insurance is different — and understanding why matters for every employee with a chronic condition.

15-Jun-20267 min read

Insurance Basics

Can Employees Add Family Members to Group Health Insurance?

Most group policies allow employees to include their spouse and children. Some extend to parents. Here is how family cover works, who qualifies, and what it costs.

10-Jun-20266 min read

Insurance Basics

Group Health Insurance Claim Process: Step-by-Step Guide

Filing a health insurance claim should not require a law degree. This step-by-step guide walks you through both cashless and reimbursement claims under a group policy.

18-May-20267 min read

Insurance Basics

OPD Cover vs Health Insurance: Do You Need Both?

Standard group health insurance covers hospitalisation. OPD cover pays for doctor visits, diagnostics, and medicines. Most employees need both — but few companies offer both.

06-May-20266 min read

Insurance Basics

How to Choose the Right Group Health Insurance Plan for Your Business

With dozens of insurers and hundreds of plan configurations, choosing group health insurance can feel overwhelming. Here is a systematic framework to make the right call.

15-Apr-20268 min read

Insurance Basics

Group Health Insurance vs Individual Policy: What's Better for Your Team?

Both cover hospitalisation, but the differences in premium, waiting periods, and coverage depth make group insurance the clear winner for most employed Indians.

05-Apr-20266 min read

Onsurity Wins the Global AI Innovation Award for Best Employee Wellbeing Platform at the III Awards 2025

Onsurity has been awarded the Global AI Innovation Award – Best Employee Wellbeing Platform at the III Awards (Impact, Innovation and Influence) 2025.

06-Jan-20263 min read

Onsurity Shines at 2025 India Insurtech Summit with 4 Prestigious Awards

In a proud moment for team Onsurity, we’ve been recognized across four major categories at the 2025 India Insurtech Summit & Awards, a significant affirmation of our mission to make affordable, digita

22-Jul-20252 min read

Onsurity Serves 1.5 Million Lives across 8,000+ Businesses within 4 years

Onsurity, India's pioneering monthly subscription-led employee healthcare benefits provider, has achieved a momentous milestone.

07-Aug-20233 min read

Dealing With a Funding Winter: What does it take?

If you’re an ambitious entrepreneur ready to take the leap and start your own business, having easy access to funding is essential. Today's economic landscape can be daunting but don't let it stop you

13-Feb-20238 min read

Benefits of Onsurity healthcare membership making management hassle-free

As of August 2021, Onsurity has been getting a lot of accolades for its efforts to enhance the employee healthcare sector. A well-known brand Tracxn even recognized Onsurity’s efforts to democratize t

02-Sept-20214 min read

Onsurity: Funding, growth story, and the future outlook – A letter from founders’ desk

Onsurity, your trusted employee healthcare partner recently received funding of $16 million led by notable investment firms across the globe. The round was led by Quona Capital along with existing inv

04-Aug-20216 min read

The Story of Indian Startups During COVID and Their Amazing Fightback

As an entrepreneur, we are sure you know the value of a robust startup ecosystem. From ideation to funding, and legal advice to recognition, a healthy ecosystem supports you on every step of your jour

02-Dec-20204 min read

Emerging HealthTech Startups in India Get a Boost from Microsoft & Social Alpha

HealthTech startups in India got a major boost after Microsoft and incubator Social Alpha announced a new program. At a time when the industry is undergoing a major shift because of COVID-19, the part

25-Nov-20204 min read

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