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Insurance Basics
208 articles
Insurance Basics
OPD Cover vs Health Insurance: Do You Need Both?
Standard group health insurance covers hospitalisation. OPD cover pays for doctor visits, diagnostics, and medicines. Most employees need both — but few companies offer both.
Kulin Shah
6 min readRead more
Insurance Basics
Reimbursement Claim Process for Group Health Insurance in India
This guide explains the reimbursement claim process for group health insurance in India and how HR teams can make the claim process much easier.
Payal Agarwal
10 min readRead more
Insurance Basics
Cashless Hospitalisation: How It Works and What to Check
Cashless hospitalisation means the insurer pays the hospital directly — no upfront outlay from you. But the process has steps that employees often miss under stress.
Yogesh Agarwal
6 min readRead more
Insurance Basics
10 Best AI Tools In Healthcare In 2026
In this blog, we explore the 10 most influential AI tools and platforms that are defining the healthcare landscape in 2026.
Payal Agarwal
11 min readRead more
Insurance Basics
How to Choose the Right Group Health Insurance Plan for Your Business
With dozens of insurers and hundreds of plan configurations, choosing group health insurance can feel overwhelming. Here is a systematic framework to make the right call.
Kulin Shah
8 min readRead more
Insurance Basics
10 Best Health Insurance for Parents: What Actually Works at Every Age in 2026
In this blog, we list the best health insurance plans for parents and outline a smart approach to coverage for every life stage—from birth to retirement.
Payal Agarwal
11 min readRead more
Insurance Basics
Group Health Insurance vs Individual Policy: What's Better for Your Team?
Both cover hospitalisation, but the differences in premium, waiting periods, and coverage depth make group insurance the clear winner for most employed Indians.
Kulin Shah
6 min readRead more
Insurance Basics
What Is Group Health Insurance? A Complete Guide for Indian SMEs
Group health insurance pools the risk of your entire workforce under one master policy — giving employees broader coverage than individual plans, usually from day one.
Yogesh Agarwal
7 min readRead more
Insurance Basics
Blue Collar vs White Collar Jobs: How Onsurity Supports Them
Understand the differences between white collar and blue collar roles and discover how Onsurity provides flexible healthcare benefits to support every type of worker.
Payal Agarwal
8 min readRead more
Insurance Basics
Best Health Insurance Plans for Senior Citizens in India
Around 75 million people above the age of 60 in India currently suffer from chronic diseases. Getting older naturally means the body becomes more prone to health issues, and managing these conditions
Yogesh Agarwal
19 min readRead more
Insurance Basics
How Onsurity is Rewriting the Rulebook for India’s SME Workforce by Democratizing Health
Small businesses form the backbone of the Indian economy but guess who is powering them? Onsurity has silently built and scaled a revolutionary platform that is making healthcare affordable for all. L
Akshun Geetesh
6 min readRead more