Onsurity vs Niva Bupa —
Group Health Insurance Compared

A fully digital experience HR actually uses

With Onsurity, employers configure plans, enrol employees, manage renewals and track claims from a single web dashboard — no broker, no paperwork, no waiting on callbacks. Employees manage their benefits, health card and teleconsultations from the Onsurity app, so the whole team self-serves day to day.

A traditional insurer like Niva Bupa is investing in digital, but group-policy administration for medium and large groups still tends to involve more manual, advisor-led touchpoints.

Fully digital — no broker required

Onsurity is built for employer self-service. You configure your plan, enrol employees, manage renewals, and track claims through a single digital dashboard — no agent, no paperwork, no waiting on callbacks.

Day 1 coverage, monthly billing

Employees are covered from their first day on the policy. And unlike traditional annual premiums, Onsurity bills monthly — so your cost scales with your headcount rather than locking in a full year's premium upfront.

Wellness bundled, not bolted on

OPD consultations, gym access, and mental health support are woven into the Onsurity membership — not an upsell or a separate product. Employees engage with their benefits every week, driving measurably higher utilisation.