Employer resource directory
The HR Toolkit
The playbooks, checklists and templates HR teams actually reach for — from onboarding a new hire to setting up group cover, staying compliant and settling a claim. Every item links straight to a working tool or template. No email wall, no lead form.
Onboarding & Benefits
Bring new hires onto the plan and help every employee understand what their cover gives them.
Employee benefits checklist
Statutory vs optional benefits for Indian SMEs — EPF, ESI, gratuity, maternity and the cover that wins hiring.
Open resourceEmployee benefits ROI guide
Show leadership the measurable return on every rupee spent on team health cover.
Open resourceNew-joiner nomination email
A ready template to collect nominee details from every new hire on day one.
Open resourceBenefits glossary for HR
Plain-English definitions of sum insured, co-pay, CD balance and other everyday terms.
Open resourceBenefits explainers (Learn)
Short reads that help you brief employees on exactly how their cover works.
Open resourceInsurance Setup
Size, compare and structure the right group cover before you commit to a policy.
Group health cover grader
Grade your current plan out of 100 across coverage, cost, wellness/OPD and claims support — instant, no sign-up.
Open resourceGroup health premium calculator
Estimate your GMC premium by headcount, age mix and sum insured in minutes.
Open resourceGroup policy benchmark tool
See how your cover stacks up against similar Indian employers before you renew.
Open resourceGroup health policy checklist
Ten checks — sum insured, waiting periods, sub-limits, co-pay, network, claims TAT — before you sign or renew.
Open resourceGPA & GTL setup checklist
Structure group personal accident and term-life cover cleanly alongside your GMC.
Open resourceCompliance
Keep policies documented and cover live, with nothing lapsing between renewals.
HR policy templates
Editable leave, benefits and code-of-conduct policies written for Indian teams.
Open resourceRenewal & CD-balance checklist
Track cash-deposit balance and renewal steps so your cover never lapses mid-year.
Open resourceCompliance terms, defined
IRDAI, TPA, endorsement and more, explained for HR without an insurance background.
Open resourceStatutory & Payroll Compliance
The employer-side rules on EPF, ESIC, gratuity, TDS and professional tax — with current thresholds and rates, explained plainly.
ESIC employer guide
Who must register, the 3.25% employer + 0.75% employee contribution split, and the ₹21,000 wage ceiling.
Open resourceWhat is ESIC?
A plain-English definition of the Employees’ State Insurance scheme and the benefits it gives your team.
Open resourceEPF employer guide
Registration, the 12% + 12% contribution structure, UAN and monthly ECR filing — start to finish.
Open resourceGratuity rules & eligibility
The 5-year rule, the 15/26 formula and the ₹20,00,000 tax-free cap, with worked examples.
Open resourceTDS on salary
How to compute, deduct and deposit TDS on employee salaries and issue Form 16.
Open resourceProfessional tax by state
State-wise professional tax slabs, deduction rules and deposit deadlines for payroll.
Open resourceStatutory compliance checklist
EPF, ESI, PT and gratuity in one place — the full employer obligation map.
Open resourceTax-efficient CTC structuring
Structure salary components to lower tax outgo for employees without raising your cost.
Open resourceLetter & Document Templates
Ready-to-edit formats for the everyday HR paperwork — leave, payroll and the joining-to-exit letter set.
Leave application formats
Sick, casual, earned and work-from-home leave requests your team can copy and adapt.
Open resourceSalary slip format
A compliant payslip layout with earnings, deductions and net pay laid out clearly.
Open resourceOffer letter format
A clean, legally sound job-offer template you can send the moment a candidate says yes.
Open resourceExperience & relieving letter
Standard end-of-tenure letters that confirm role, dates and a clean exit.
Open resourceClaims & Support
Help your team claim without friction, and reach a specialist when you need one.
Claims-intimation letter
A template to notify the insurer the moment an employee is hospitalised.
Open resourceHow cashless claims work
Walk your team through cashless and reimbursement claims, step by step.
Open resourceTalk to a benefits specialist
Get a tailored group health quote and hands-on setup help for your team.
Open resourceReady to set up cover for your team?
Get a group health quote and see exactly how sum insured, premium and benefits trade off for your headcount and budget — with a specialist to guide the setup.
Get a group health quote