Onsurity Editorial
November 26, 2025
8 min read
13Table of Contents
Chronic conditions are striking a decade earlier in India’s workforce, driving up lost days and disengagement and forcing leaders to rethink health as a daily capability rather than an emergency response. Parallel to this health shift, the corporate wellness market is expanding steadily as employers adopt prevention-first programs, with India’s market valued at around $2.5 billion in 2024 and projected to grow through 2033, signaling mainstream recognition that wellness influences productivity, costs, and retention.
Picture two similar mid-sized firms: one offers only health insurance, and the other offers preventive screenings, teleconsultations, pharmacy savings, mental health sessions, and digital records over and above the health insurance policy, which after a few quarters translates into fewer sick days, smoother care journeys, and steadier team performance as minor issues are resolved early and stress is addressed proactively.
The difference isn’t just perks; it is a shift from reactive, episodic benefits to always-on, digital-first wellness that protects productivity and culture in hybrid, high-pressure environments, which recent surveys argue is exactly where Indian employers must move next. With rising medical inflation and earlier onset of chronic disease, organisations using data-guided wellness see clearer ROI pathways in the form of stabilised claims and reduced absenteeism over time.
Quick read: Onsurity Membership: 5 Tailored Employee Healthcare Plans
Modern Benefits: Where Is India Inc. Lacking?
- Legacy lens: Many benefit designs over-index on inpatient coverage and under-serve prevention, diagnostics, and mental health despite evidence that lifestyle risks are widespread across corporate employees.
- Administrative friction: SMEs often assume wellness is complex to run and hard to measure, even as digital-first platforms make unified administration and analytics more feasible.
- Reactive default: A large share of programs remain reactive rather than proactive, with one report finding 44% still reactive and only 24% offering proactive fitness, leaving employees dissatisfied.
- Awareness and engagement gaps: Employers underestimate the need for concierge-like navigation and consistent activation to convert benefits into behavior change and outcomes.
Why Is Employee Wellness A Business Imperative In India?
- Prevention reduces risk: Routine screenings and virtual triage catch problems earlier, dampening claims volatility and lowering catastrophic events that disrupt teams.
- Productivity and presence: Fast access to medical advice, diagnostics, and mental health support shrinks time away and presenteeism, improving throughput in peak periods.
- Talent magnetism: Candidates increasingly prioritize mental health, flexibility, and family-inclusive benefits, making wellness a differentiator in competitive markets.
- Culture and trust: Inclusive, everyday benefits communicate care and stability, which correlates with stronger engagement and lower turnover costs.
Also read: 10 Benefits of Healthcare Membership from Onsurity
10 Benefits of Onsurity Wellness Membership for Your Employees
1. Affordable Healthcare Access for Every Employee
Even a 10-member startup can now provide healthcare access to its employees without burning a hole in the budget. By making wellness accessible, Onsurity ensures no employee is left behind.
2. Scalable Plans for a Growing Team
With Onsurity, scalability is built into the system. Employers can add or remove employees in real time as the workforce changes. Whether you’re a startup with 15 employees or a mid-sized company scaling to 150, the benefits of wellness membership extend seamlessly to your growing team.
3. Preventive Healthcare and Regular Checkups
Preventive care doesn’t just reduce long-term medical costs; it also ensures that employees are healthier, happier, and more productive at work. This forward-looking approach is one of the most valuable benefits of wellness membership.
4. 24×7 Teleconsultations
Round-the-clock access to certified doctors means employees can resolve health concerns quickly without losing precious work hours. This also boosts productivity and reduces absenteeism—a win-win for both employer and employee.
5. Discounts on Medicines
This feature directly reduces out-of-pocket healthcare costs, making everyday healthcare more affordable. The savings add up significantly over time, making this one of the most practical benefits of wellness membership.
6. Dental and Eye Care Coverage
For employees, this means they don’t need to worry about additional expenses for critical but often-neglected aspects of their health. For employers, it translates into a healthier, more confident, and engaged workforce.
7. Mental Health and Stress Support
Onsurity Wellness Membership includes mental wellness support—from therapy sessions and counseling to stress management programs. Offering mental health resources isn’t just a perk anymore; it’s a necessity for modern workplaces.
8. Digital Health Record Access
This not only makes healthcare management easier but also ensures faster, more accurate treatment when needed. Employees and their families can rely on an organized digital system instead of struggling with fragmented records.
9. Family Coverage Options
From teleconsultations to pharmacy discounts and preventive care, family members can enjoy the same perks. This holistic approach enhances job satisfaction and strengthens the emotional connection employees have with their workplace.
10. Higher Retention and Engagement
Happy, healthy employees are more engaged, motivated, and loyal. Providing a robust wellness program signals that the company truly cares about its people.
This translates into higher productivity, lower attrition rates, and stronger employer branding. In fact, offering wellness membership benefits can be a competitive advantage when attracting top talent.
Quick read: Wellness Benefits in Group Health Insurance
Employer Playbook: A 90-Day Launch Plan
Days 1-15: Design and setup
Days 16-30: Communication and training
Days 31-60: Activation and engagement
Days 61-90: Optimize and scale
Compliance, Tax, And Policy Considerations In India
Building A Wellness Culture: Leadership’s Role
Leaders who visibly use benefits and speak openly about mental health help normalise participation, addressing stigma and encouraging earlier help-seeking. Recognise participation and milestones without pressure or surveillance framing, reinforcing a psychologically safe environment where wellness is seen as support.
Suggested read: Onsurity Membership for Family Healthcare
How Onsurity Wellness Membership Works?
- Employer signs up for the plan and adds employees.
- Employees download the Onsurity app and activate their membership.
- They instantly gain access to services like teleconsultations, pharmacy discounts, preventive health checkups, and more.
For example, an employee with a minor health concern can quickly consult a doctor online and order discounted medicine—all within a single platform. It’s healthcare made easy.
Why Onsurity Over Traditional Group Insurance?
Onsurity Wellness Membership, on the other hand, offers end-to-end wellness: preventive checkups, mental health, dental care, medicine savings, and family coverage. It’s flexible, affordable, and built for modern businesses.
For SMEs and startups, the benefits of wellness membership far outweigh conventional insurance policies. It’s a future-ready solution for organisations that want to invest in the overall well-being of their employees.
Conclusion
By choosing Onsurity, companies aren’t just offering a perk—they’re building a healthier and more engaged workforce. And in today’s competitive talent market, that’s one of the smartest investments you can make.
FAQs:
1. What are the main benefits of wellness membership for employees?
2. Can small businesses get an Onsurity Wellness Membership?
Yes. Onsurity is designed to be flexible and works for businesses of all sizes, including startups and SMEs.
3. What is the minimum team size for membership?
Even small teams can sign up. Onsurity doesn’t require large group sizes, making it accessible to every business.
4. Are pre-existing conditions covered?
Yes, Onsurity provides coverage and healthcare access for employees with pre-existing conditions, depending on the chosen plan.
5. Can family members be added?
Absolutely. Employees can extend benefits to their spouses, children, or parents under family coverage.
6. Is the membership cost shared between the employer and the employee?
It depends on the employer’s policy. Some organisations cover the full cost, while others share it with employees.
7. How quickly can benefits be used after joining?
Employees can start accessing benefits almost immediately after enrollment and app activation.
8. Does it include mental health services?
Yes. Onsurity Wellness Membership includes access to therapy, counselling, and mental health resources.
9. How are hospital claims handled?
Onsurity offers group insurance add-ons that cover hospitalisation expenses. Claims are processed digitally for faster turnaround.
10. Can the membership be canceled easily?
Yes, Onsurity offers flexible memberships with no long-term lock-ins, making it easy to pause or cancel.
